
Business Owner’s Policy (BOP) for Cleaning Businesses
Owning a cleaning business means managing unique risks every single day. Whether you’re cleaning homes, offices, or medical facilities, accidents can happen. From a spilled cleaning solution on expensive flooring to stolen equipment from your storage unit, even minor incidents can lead to costly claims.
A Business Owner’s Policy (BOP) is one of the most effective ways to safeguard your cleaning business. It bundles multiple essential coverages into one package, protecting your company against liability, property loss, and unexpected business interruptions—all while saving you money.
Why a BOP is Ideal for Cleaning Companies
Cleaning companies face a wide range of risks, from property damage to liability claims and business interruptions. A Business Owner’s Policy (BOP) for cleaning businesses combines essential coverages into one affordable package, making it one of the most practical insurance solutions for cleaning service providers.
With a BOP, small and mid-sized cleaning companies can get general liability coverage, property insurance, and business interruption protection in a single policy. This bundled approach saves money while ensuring your business is protected from multiple angles.
For cleaning companies, where margins can be tight and risks are varied, a BOP offers the perfect balance of affordability, convenience, and comprehensive protection.


Property Insurance for Equipment and Supplies
Cleaning businesses rely heavily on tools, machinery, and supplies. A BOP includes property insurance, which covers the physical assets of your business if they are damaged by fire, theft, or other covered events.
Whether it’s a storage space full of cleaning supplies, company-owned equipment, or an office location, property insurance ensures that your investments are safeguarded. Replacing stolen or damaged tools without coverage could strain your finances, but with a BOP, you’re prepared.
This protection is especially important for cleaning companies that have invested heavily in specialised machinery, as repairs or replacements can be costly without insurance support.
Frequently Asked Questions
Business Owner's Policy Insurance For Cleaning Business